Transform Your Cyber-Cafe or Shop into an Authorized Paynoov CSP
Join 45,000+ merchants and CSC centers across India. Deliver essential digital banking, PAN cards, ITR filings, bill payments, and tickets while earning industry-leading tiered commissions with real-time settlement into your bank account.
Choose Your Business Role
Tailored commercial models designed for individual retail outlets, regional distribution leads, and institutional franchisees.
CSP Retail Agent
Designed for cyber-cafes, stationary counters, mobile recharge shops, and retail stores serving walk-in neighborhood customers.
- Single terminal access (Mobile & Web)
- Earn instant transaction commissions
- Official CSP Certificate & Shop Board Design
- Toll-free 8509786150 priority agent helpdesk
Block Distributor
For ambitious entrepreneurs ready to build and manage a network of 25 to 50 active retail agents within their block or tehsil.
- Agent onboarding & KYC verification rights
- Override commission on all downline volume
- Multi-user distributor management portal
- Dedicated Regional Field Officer assistance
Master Franchisee
District-level corporate partnership for business groups, regional cooperatives, and established financial distribution firms.
- Exclusive district operational franchise
- Highest tier distributor surcharge override
- Direct API integration & co-branded terminals
- Quarterly revenue sharing & incentive schemes
How to Get Started in 4 Easy Steps
Fast-track digital onboarding compliant with RBI Business Correspondent guidelines and UIDAI standards.
Submit Application
Fill out the express onboarding form below with your shop and contact details.
Biometric e-KYC
Complete Aadhaar biometric verification with our regional officer or via online OTP.
Terminal Activation
Receive your permanent Agent ID, terminal credentials, and official CSP certificate.
Transact & Earn
Start serving local customers immediately and enjoy real-time commission settlements.
Join the Paynoov Partner Network Today
Fill in your details below. Our Regional Onboarding Team will review your application and contact you within 2 business hours for biometric credentialing.
Frequently Asked Questions
Common queries regarding merchant onboarding, payouts, and compliance standards.
What documents are required to become a CSP?
You only need your valid Aadhaar Card, PAN Card, a passport-sized photograph, an active bank passbook or cancelled cheque for settlements, and an exterior photograph of your shop.
What hardware is needed to start operations?
Any standard Android smartphone or desktop computer/laptop with active internet connection. For biometric AEPS cash withdrawal services, an RD-service approved biometric fingerprint scanner (e.g. Mantra, Morpho) is required.
How and when are commissions paid out?
Commissions are credited to your Paynoov merchant wallet instantly on transaction completion. You can execute real-time IMPS bank transfers 24x7 to your registered savings or current bank account.
What is the legal entity governing Paynoov?
Paynoov Platform is owned and managed as a Sole Proprietorship by LB Digital of Bharat, operating under Class 36 (Financial, Banking, and Utility Settlement Services) under Indian IT Act 2000 and RBI guidelines.